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Newsletter: The Rise of Risk Culture in Hong Kong’s Insurance Industry

Newsletter: The Rise of Risk Culture in Hong Kong’s Insurance Industry

Hong Kong’s insurance sector is experiencing a profound transformation in how it views and manages risk. With the introduction of the Risk-based Capital (RBC) regime in July 2024, insurers are moving beyond compliance to embed risk culture at the heart of their operations, This shift is being driven by evolving regulations, new business models, and a growing focus on non-financial risks.

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The Imperative for AI Governance:Balancing Innovation with Responsibility

The Imperative for AI Governance:Balancing Innovation with Responsibility

Artificial Intelligence has emerged as a transformative force in the financial services industry, fundamentally reshaping operations across
multiple domains while introducing complex governance challenges. As institutions increasingly deploy AI-powered solutions, a robust
governance framework becomes essential not merely for risk mitigation but as a strategic enabler of sustainable innovation.

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